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RIOCOG FY25 Employee (EE) Insurance Benefits
We offer medical insurance through TML (Blue Cross/Blue Shield of Texas). Dental and vision are also available to the EE but the EE covers the full cost of those plans. Currently, Dental is $35.06/month and $10.47/month for Vision. We also offer basic life insurance and accidental death and dismemberment (AD&D) paid 100% by the Rio Grande Council of Governments (RGCOG). Additional life insurance and dependent life insurance can be paid for by the EE.
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Medical Employee + Spouse: $ 2,066.78 Employee + Child(ren): $ 1,791.92 Employee + Family: $ 3,003.42 The employees’ portion is $1,018.12 with a $1,500.00 deductible, RIOCOG will pay $850.00, and the Employee will pay $168.12 monthly. Office visit copay $30.00, Specialist visit copay $60.00, Telehealth $0.00, Urgent Care $75.00, and $500.00 ER visit copay. In-network labs and X-rays are covered at 100% when associated with an office visit. |
Dental Employee Only: $ 37.86 Employee + Spouse: $ 89.04 Employee + Child(ren): $ 81.44 Employee + Family: $ 113.64 Premium Vision Employee Only: $ 12.58 Employee + Spouse: $ 23.92 Employee + Child(ren): $ 25.18 Employee + Family: $ 32.10 |
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Basic Life and AD&D Employee: Paid by RIOCOG (2xAnnual Salary, Max $150,000) Dependent Life ($5,000 Spouse, $2,000 Child) Per Dependent unit: $2.76 Voluntary AD&D Employee $.035 per $1,000 Family $.058 per $1,000 Additional Employee Life and AD&D Age of Employee Current Rate per $1000 New Rate per $1000 Under 30 0.041 30-34 0.052 35-39 0.091 40-44 0.129 45-49 0.198 50-54 0.332 55-59 0.595 60-64 0.913 65-69 1.513 70 and over 2.431
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Aflac Supplemental Insurance is available; 100% paid by the employee. Our retirement plan is through the Texas County & District Retirement System (TCDRS).
We also offer a 457 plan through Mission Square. This is a voluntary contribution by the employee at a rate set by the employee. Our pay frequency is biweekly. Our fiscal year runs from October through September. We have 18 paid holidays during this time. Vacation, sick leave, and holiday pay benefits are provided to full-time employees; sick leave and holiday pay benefits are provided to part-time employees. During the first 5 years of employment, employees earn 8 hours of annual leave at the end of every month. After completion of 5 years, employees earn 10 hours. After completion of 15 years, employees earn 14 hours. **An employee may not take annual leave during the first 90 days of probationary employment. Regular full-time employees earn 10 hours of sick leave at the end of every month. Regular part-time employees who work at least 20 hours per week earn a proportional amount per month. Employees may not use their annual and sick leave hours until they earn them at the month’s end.
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The Rio Grande Council of Governments (RioCOG) is an equal opportunity employer. It is the RioCOG’s policy to fully comply with all applicable federal, state, and local equal employment opportunity laws. We provide equal employment and advancement opportunities for all individuals regardless of their race, color, national origin, religion, gender, gender identity, sexual orientation, genetic background, age, disability, veteran status or any other characteristic protected by law. This policy applies to all aspects of the employment relationship, including without limitation, recruitment, job application procedures, hiring, compensation, benefits, promotion, transfer, disciplinary action, termination, layoff, return from layoff, training, and social and recreational programs. All employment decisions will be made without unlawfully discriminating on any prohibited basis. Any questions or concerns regarding RioCOG’s EEO policy should be directed to the Executive Director at (915) 533-0998.